3526 Sebastian Bridge Ln, Harmony, FL 34773
4 beds · 3 baths · 2,085 sqft sqft
Short Sale. Welcome to your new home! This beautiful 4-bedroom, 2.5-bathroom end unit townhome offers spacious living in a prime location. With modern amenities, ample living space, and convenient access to nearby amenities, this property is perfect for families or professionals looking for comfort and convenience. Enjoy the luxury of four generously sized bedrooms, providing ample space for family members or guests. Each room is designed for comfort and relaxation, featuring large windows that invite natural light and provide serene views. The townhome boasts two full bathrooms, including a master ensuite, and an additional half bathroom conveniently located on the main floor for guests. The main floor features an open-concept layout, seamlessly connecting the living room, dining area, and kitchen. This layout is perfect for entertaining guests or spending quality time with family. Prepare delicious meals in the stylish and functional kitchen, equipped with sleek countertops, stainless steel appliances, ample cabinet space, and a spacious pantry. Step outside to your private patio area, perfect for enjoying morning coffee or hosting summer BBQs with friends and family. Park with ease in the attached garage, providing convenient access to your home and additional storage space for bikes, tools, or seasonal items. Retreat to the luxurious master suite on the first floor, complete with a walk-in closet and featuring a walk-in shower, and double vanity. Other notable features include central heating and cooling for year-round comfort, a laundry room with washer and dryer hookups, and easy access to nearby parks, schools, shopping, and dining options. Conveniently located in a sought-after neighborhood, this townhome offers easy access to major highways, public transportation, and recreational facilities. Enjoy proximity to parks, playgrounds, schools, shopping centers, restaurants, and entertainment venues, ensuring that everything you need is just moments away. Don't miss out on the opportunity to make this spacious and inviting townhome your new residence. Contact me today to schedule a viewing and experience the comfort and convenience it has to offer! https://media.showingtimeplus.com/sites/yorawno/unbranded https://media.showingtimeplus.com/videos/018e6383-c4aa-70fe-91f6-7b757e8df9f6
Source: STELLAR #o6188115
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6188115
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6188115