35234 Haines Creek Rd, Leesburg, FL 34788
4 beds · 3 baths · 3,154 sqft
SELLER IS OFFERING UP TO 15,OOO TOWARD BUYERS CLOSING COST. HOME HAS AN ASSUMABLE VA LOAN AT 3.125 Welcome to your new home! Prepare to be captivated by this stunning 4-bedroom, 3-bathroom oasis nestled in a community offering Chain of Lake access, a boat slip, and recreational storage options. This meticulously maintained two-story residence boasts impeccable curb appeal, with a lush landscape accentuated by complete irrigation and a privacy-fenced backyard. Step through the elegant stained glass double doors into the spacious foyer adorned with a new wrought iron baluster and a dazzling chandelier. The interior unveils an inviting open floor plan drawing you towards the fabulous kitchen featuring stainless steel appliances, including a state-of-the-art smart refrigerator and convection oven, centered around a convenient island. French doors open onto the expansive lanai and screened-in pool area, perfect for entertaining or simply enjoying leisurely afternoons. The kitchen is complemented by a walk-in pantry, ample cabinetry, and generous countertop space, featuring Corian countertops and updated glass backsplash, as well as a sizable bar overlooking the cozy family room with cathedral ceilings and a charming wood-burning fireplace. The master bedroom, located downstairs, offers serene views of the pool and leads to a personal oasis in the master bath, fully updated with a smart jetted tub, glass-enclosed shower with granite surround, marble flooring, and a spacious walk-in closet. Upstairs, three generously sized bedrooms and a newly remodeled bathroom await, along with a loft providing an additional living area overlooking the picturesque living room and pool below. Outside, the saltwater pool is equipped with a smart pump with variable speeds, and an outdoor shower, offering a refreshing retreat. Recent upgrades include a whole-house remodel in 2020, featuring new flooring, a fully renovated master bath, The stairs were rebuilt and widened, and all interior paint was refreshed in January 2022. The roof was replaced in January 2016, and the pool pump was replaced in January 2022,Pool screens replaced March of 2022. In 2022, solar panels installed to further enhancing the home's energy efficiency. Conveniently located near shopping, parks, recreation, and the historic downtown Mt. Dora, this custom luxury home offers unparalleled comfort, style, and convenience. Schedule your visit today, as this exceptional property is sure to impress and won't last long!
Source: STELLAR #g5082998
Source: STELLAR #g5082998
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5082998
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.