3520 Mustang Grape Ln, Joshua, TX 76058
3 beds · 2 baths · 1,400 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Charming Country Home on 1.03 Acres – Move-In Ready! Welcome to your ideal country retreat—and still arrive to work on time! 8 minutes from Chisholm Trail Parkway, this beautifully maintained home sits on over an acre of landscaped property, framed by mature trees and vibrant blooms. Whether you're relaxing on the classic front porch or hosting summer gatherings on the covered back patio, this property offers the perfect blend of indoor comfort and outdoor enjoyment. Outdoor Highlights: Enjoy the sparkling above-ground pool, complete with a new liner (2023) and pool steps (2024)—ready for immediate summer fun. The expansive lot offers plenty of space for gardening, pets, or simply enjoying the peace of rural living. A versatile outbuilding provides an ideal space for a home office, studio, game room, or hobby shop, complete with new carpet (2024). Interior Features: Step inside to a bright and open living area that flows effortlessly into the kitchen—perfect for entertaining or everyday living. The kitchen features: Warm wood-toned cabinetry, durable Formica countertops, central island for extra prep space, white electric appliances large window overlooking the scenic yard, separate pantry for added storage. The spacious primary suite is a true retreat, complete with a garden tub, separate shower, and dual vanities for added convenience. Recent Upgrades Include: New Comfort Master HVAC system (2024), water heater (2024) porch deck and back steps (2023), skirting and vents (2023), updated ductwork (2021), carpet and vinyl flooring (2020). This home offers the perfect mix of comfort, style, and functionality, all set in a peaceful, country setting with no HOA. Whether you're looking for your forever home or a tranquil weekend escape, this property checks all the boxes. Don’t miss your opportunity—schedule your private showing today!
Source: NTREIS #20776176
Source: NTREIS #20776176
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.