352 Waterhall Ln, Spartanburg, SC 29306
4 beds · - baths · sqft sqft
*NO HURRICANE HELENE DAMAGE* Welcome to this impressive 4-bedroom, 3-bath, 2 car garage townhome that seamlessly blends modern living with comfort and convenience. Spanning 2,528 square feet, this well-designed home is perfect for first-time buyers or investors seeking a lucrative rental opportunity. The thoughtful layout includes a bedroom with a full bathroom on the main level, complemented by a spacious open floor plan that floods the living space with natural light. The gourmet kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, and a generous island, making it perfect for cooking and entertaining. Extra touches include a walk-in pantry and a drop zone, which you typically don’t see in townhomes. Upstairs, a cozy loft area provides additional space for a home office, playroom, or media center, offering versatility to suit your lifestyle. The spacious primary suite includes an en-suite bathroom with a double vanity, separate shower and garden tub, and a walk-in closet. Two additional bedrooms, a hall bathroom, and a convenient laundry room complete this floor. Step outside to your private patio, ideal for relaxing or hosting gatherings, surrounded by mature trees for added privacy. With HOA services that include lawn maintenance and garbage pickup, you can enjoy a low-maintenance lifestyle, allowing you more time to unwind and enjoy your new home. Located in a welcoming neighborhood, this townhome offers easy access to local amenities, parks, and top-rated schools. Don’t miss your chance to own this charming property—schedule your showing today and make it yours!
Source: GREENVILLESC #1530908
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1530908
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1530908