VA loan
1 of 84
VA loan
$698,000 $SIGNI

Sign in to see required down payment for the 2.75% rate

3514 Laslo Ave, North Port, FL 34287

3 beds · 3 baths · 3,023 sqft

Paradise Found: Stunning 3BR/2.5BA Oasis on Expansive 3 lots ON ALMOST A FULL ACRE (.83) Welcome to your own private paradise! BRAND NEW ROOF 2025! This breathtaking 3-bedroom, 2.5-bathroom home offers over 3,000 sq ft of luxurious living space nestled on nearly an acre of meticulously landscaped grounds. This property offers peace of mind and durability. The A/C system was installed in 2019, and a NEW WATER HEATER 2023 for improved energy efficiency. Additionally, the entire home was newly REPIPED 2023, and underground utilities enhance both curb appeal and power reliability. Outdoor enthusiasts will love the lush greenery, CIRCULAR DRIVEWAY, and vibrant outdoor amenities. The inviting SALT WATER POOL with SOLAR HEAT, installed in 2017, is ideal for sunny days spent swimming or lounging poolside. Entertaining is a breeze with a COVERED FIREPIT area, BUTTERFLY GARDEN complete with a swing, and a charming pergola. An irrigated lawn ensures year-round beauty with minimal maintenance required. Inside, the chef’s dream kitchen boasts a spacious island and updated appliances, while a cozy DOUBLE-SIDED FIREPLACE connects the kitchen and living room, creating warmth and charm. High ceilings throughout the home enhance the open and airy ambiance. The expansive primary suite (24x18) offers a cozy sitting room overlooking the pool area and includes a convenient pool bath for easy access. Additional features include an attached two-car garage for everyday convenience and a detached 30x30 garage with a 2023 roof, perfect for woodworking, car enthusiasts, or extra storage. This home is designed for both relaxation and entertainment, offering a serene escape from the outside world. Don’t miss your chance to own this incredible slice of paradise – schedule your showing today!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Principal & interest
$1,871/mo.
$2,916
You may also save up to $330,346 in total interest paid.

Financials

Seller’s estimated current equity is $SIGNI
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,871 monthly payment

Financed
$SIGNIN
Location
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Details
Home
Size
3,023 sqft
Price per sq ft
$239
Lot size
0.83 acres
Year built
1996
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #A4644280

Loan
Remaining term
26 yrs and 4 mos
Loan type
VA
Rate
2.75%
Monthly P&I
$1,871
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 02, 2025 01:04 am
Listing agent: Patrice Davis (941) 270-2156
Listing provided courtesy of: EXIT KING REALTY (941) 497-6060
Details provided by STELLAR and may not match the public record.
MLS ID: #A4644280
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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