3512 Greenglen Cir, Palm Harbor, FL 34684
3 beds · 3 baths · 2,038 sqft
What an amazing opportunity to get into a 2000+ sq ft pool home in Palm Harbor for less than $600,000! This 3-bedroom, 2.5-bathroom home is part of The Village of Woodland Hills—a warm and inviting community with tree-lined streets, sidewalks and walking paths, and lovely amenities, including a recreation center, swimming pool, pickle ball and tennis courts and playground, not to mention it is zoned for great schools! Shady trees add to the curb appeal of this two-story home, which is also one of the largest floorplans available on Greenglen Circle. There is plenty of first floor living space including a living room and a dining room. Sets of French doors in the family room open to a screened pool and spa, and to a backyard brick paver patio with a covered gazebo. The u-shaped kitchen features white cabinets, tile counters and a pass through to the family room. The second floor features a large primary bedroom suite provides two walk-in closets and a private bath with tub/shower, and two bedrooms that share a hall bath with tub/shower and tile floor. Other features include a first-floor bathroom, second floor loft, laundry alcove, an oversized one car garage and a backyard storage shed. There are easy care hardwood, engineered hardwood, laminate, and tile floors throughout. This home is well maintained and move-in ready, and also a great investment opportunity.
Source: STELLAR #t3549237
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3549237
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3549237
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