3510 Brook Crossing Dr, Brandon, FL 33511
4 beds · 3 baths · 2,270 sqft
IN THE GATED COMMUNITY OF BROOKWOOD, JUST MINUTES FROM DOWNTOWN TAMPA THIS 4 BEDROOM, 2.5 BATH GORGEOUS DAVID WEEKLEY BUILT HOME IS MOVE IN READY. NEW ROOF 2025, with Extra waterproof membrane, 30 year warranty. PERFECT CAMBRIA COUNTERTOPS (MANMADE STONE), BLACK STAINLESS APPLIANCES, TONS OF CABINETS IN KITCHEN WITH LARGE CENTER ISLAND MASTER BATH INCLUDES DOUBLE VANITIES, HUGE WALK IN CLOSET THAT IS CUSTOM BUILT WITH 42 WALL CABINETS FOR EXTRA STORAGE, SHOWER AND SEPARATE TUB. THE HUGE UPSTAIRS BONUS ROOM IS THE 4TH BEDROOM OR FUTURE MOVIE ROOM WITH LARGE CLOSET AND 1/2 BATH. THIS HOUSE FEATURES BOTH NATURAL GAS AND ELECTRIC FOR COOKING, LAUNDRY, NATURAL GAS ON DEMAND HOT WATER AS WELL AS NATURAL GAS FOR OUTDOOR GRILL AND FIRE PIT. EVERY ROOM IS WIRED WITH CAT 5 HIGH SPEED INTERNET AS WELL AS COAX WIRED TO A TV ANTENNA FOR FREE LOCAL CHANNELS. THE LIVING ROOM FEATURES BUILT IN (WALL & CELIING) JBL SPEAKERS, 2 SUBWOOFER (FRONT & BACK) CONNECTIONS FOR THE ULTIMATE DOLBY ATMOS 7.2 HOME THEATHER EXPERIENCE. A COMPLETE BACKYARD TRANSFORMATION WAS COMPLETED IN 2020 WITH THE ULTIMATE PAVER PATIO, LED LANDSCAPE LIGHTING, OUTDOOR COPPER PIPE SHOWER, LUSH TROPICAL LANDSCAPE (MANGO, KEY LIME TREES, PINEAPPLE AND MORE. THE ENTIRE OUTSIDE OF THE HOUSE WAS REPAINTED IN 2021, INSIDE DOWNSTAIRS PAINTED IN 2018, ALL LIGHTING CONVERTED TO ENERGY EFFICIENT LED. ALL DOWNSTAIRS CARPET WAS REPLACED WITH CERAMIC WOOD PLANK TILE 2020. STAIRS WERE UPGRADED WITH OAK STAIR TREADS. IN ADDITION THE HOUSE INCLUDES A 30 AMP EXTERIOR RV PLUG TO CONNECT A GENERATOR. HOUSE HAS BEEN WELL CARED FOR
Source: STELLAR #TB8351004
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8351004
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.