351 View Dr, Blythewood, SC 29016
4 beds · 3 baths · sqft sqft
*****Back on the Market**** No fault to sellers, Buyer was a wholesaler!! As you step through the front door, you enter an open foyer that welcomes you with love. To your right is a formal living room, a quiet space perfect for reading or hosting guests. Walking straight ahead, you enter the dining room, where countless family dinners and special occasions will be enjoyed. Next to the dining room is the open kitchen, a culinary haven with modern appliances and a spacious pantry. Connected to the kitchen is the family room, the heart of the home, where you can hear the gentle hum of family activities and feel the openness that allows for comfortable gatherings. The owner's suite is a private sanctuary, with French doors to enter the spacious bedroom, leading to a luxurious bathroom. There, you find a separate tub, perfect for long, relaxing soaks, and a shower for refreshing morning routines. His and her vanities provide ample space for personal care, and a huge walk-in closet offers more room than you could imagine for your clothes and accessories. The home features three additional bedrooms. Two of these bedrooms share a Jack and Jill bathroom, a convenient layout that allows for privacy while connecting the rooms. The third bedroom is equally comfortable, offering a cozy retreat for family members or guests. Stepping outside, you find a covered patio, an ideal spot for enjoying the fresh air and sounds of nature, protected from the elements. The backyard is spacious, a perfect canvas for your outdoor activities and gardening dreams. It’s a place where you can feel the warmth of the sun, the coolness of the breeze, and the comfort of your private outdoor sanctuary. This house is not just a structure; it's a home filled with spaces designed for living, relaxing, and making memories. From the solid brick front to the quiet cul-de-sac setting, it’s a place that offers both tranquility and a welcoming embrace.
Source: COLUMBIASC #587210
Source: COLUMBIASC #587210
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #587210
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.