351 View Dr, Blythewood, SC 29016
4 beds · 3 baths · 3,497 sqft
Looking for Owner Financing and other creative financing solutions? This exceptional home offers flexibility to help make your dream of homeownership a reality!Tucked away in a peaceful cul-de-sac, this gorgeous 4-bedroom, 2.5-bathroom home boasts outstanding curb appeal and a warm, welcoming atmosphere. From the charming portico to the elegant carriage-style 2-car garage, every detail has been thoughtfully designed for both beauty and functionality.Step inside and be captivated by the breathtaking entryway, featuring gleaming hardwood floors, soaring ceilings, arched doorways, and a striking staircase. Natural light pours into the open floor plan, creating a bright and inviting space. A large bay window highlights a versatile room—perfect for a home office or study—while the formal dining room with stunning coffered ceilings sets the stage for unforgettable gatherings.The chef’s kitchen is a showstopper, featuring stainless steel appliances, a gas range, double ovens, a prep island, and a walk-in pantry. The elegant granite countertops and stylish tile backsplash add a sophisticated touch. A long eat-in counter and adjacent breakfast area make entertaining effortless, flowing seamlessly into the cozy living room, where a stacked-stone fireplace adds warmth and character.Upstairs, you’ll find four spacious bedrooms with ample closet space. The shared bathroom offers dual vanities and a tub/shower combination for added convenience. The true gem of the home is the expansive master suite, featuring vaulted ceilings and two walls of windows that create a bright and airy retreat. The luxurious en-suite bath includes a double vanity, soaking tub, walk-in shower, and an enormous walk-in closet.Step outside to enjoy the covered back patio with a ceiling fan, perfect for relaxing while overlooking the wide, fenced-in backyard.With flexible financing options available, this incredible home won’t last long. Schedule your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #604391
Financials
Source: COLUMBIASC #604391
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.