35030 Meadow Reach Dr, Zephyrhills, FL 33541
4 beds · 3 baths · 2,262 sqft sqft
Welcome to the beautiful Golf community of Lake Bernadette. When you become a resident of this lovely community, you will be surrounded by the 18-hole golf course and have access to the community pool and tennis courts. This lovingly maintained 4BR/3BA home with 2262 sqft of heated and cooled living space with brand new AC JUST installed 7/2024 and 3 car garage will not disappoint. Nicely painted throughout, with Plantation shutters in most rooms. Eye catching curb appeal welcomes you as you enter the home by way of the open living room/dining room area. You will enjoy many years of gathering with family and friends as you entertain in this spacious floor plan. The eat-in kitchen is well appointed with plenty of counter and cupboard space and a breakfast bar for extra eating space. The openness between the kitchen and family room lends itself to extra entertaining space. Right off the kitchen and the living room are sliding doors which lead out to your covered, enclosed patio complete with hot tub and sky lights for added natural light. The home has four very spacious bedrooms. The master is large enough for a king size bed and all the accompanying furniture. The ensuite master bath has dual vanity, tiled, step-in shower and separate tub. Bedrooms two and three have carpet, ceiling fans and large built-in closets. Bedroom four is spacious as well with carpet, and ceiling fan, but with the addition of an ensuite bathroom with tiled, step-in shower, this bedroom would make a great guest room as it's separated from the other bedrooms and is off the family room. The laundry room is located just off of the kitchen and leads out to the big, three car garage. Plenty of room for your vehicles out here and no need to keep them out in the hot Florida sun. A wonderful feature to this garage, is the pull-down ladder that leads to the large, insulated attic with room to walk freely and store all that stuff that usually fills a garage. This home is move in ready. So, what are you waiting for? Pack your bags and bring your golf clubs and enjoy country club living in your new beautiful home.
Source: STELLAR #t3522326
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3522326
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3522326