35 Sandra Dr, Jacksonville Beach, FL 32250
4 beds · 2 baths · 1,548 sqft
Get a free consultation call with an expert in the mortgage assumption process.
STOP SCROLLING! You do not want to miss this Jacksonville Beach gem. This adorable brick home features 4 bedrooms and 2 full baths with a covered porch + FL room. Location is PRIME - just a few blocks from Jacksonville Beach & less than 1 mile from plenty of public parking, plus only a block away from nearby shopping and dining. This fully furnished home has been a profitable AirBNB for the past 3 years - buyer has the option to take over future reservations (but not a requirement!). The kitchen and dining seamlessly blend together with granite countertops and stainless steel appliances. The glassed Florida Room is currently used as a home gym and overlooks the spacious fully fenced yard. With no HOA, the options are endless - use the property as investment or it's move in ready for it's next owner! Just around the corner from South Beach Park - offering pickleball, basketball, volleyball courts, a skate park, and more. Enjoy a hybrid of coastal living and modern convenience. Schedule your showing today!
Source: REALMLS #2071533
Source: REALMLS #2071533
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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