35 Hillcrest Rd, Pinehurst, NC 28374
3 beds · 2 baths · sqft
Welcome to 35 Hillcrest Road. This charming single level brick home is nestled in the heart of Pinehurst. This exquisite 3 bedroom, 2 bathroom home offers timeless elegance and modern amenities on a spacious property spanning two lots. From the moment you step inside, you'll be captivated by the thoughtful design and warm atmosphere. One of the centerpieces of this 2,600+ square foot home is the expansive Carolina Room. This enclosed three-season retreat that invites you to relax while enjoying views of the serene landscape. The large living room is perfect for gatherings, featuring a cozy gas fireplace and abundant natural light from multiple sliding glass doors that lead outside. The formal dining room is a true showstopper, with tasteful wainscotting and stately columns that add sophistication to every meal. Adjacent to the dining space is the high-end gourmet kitchen, designed to inspire culinary creativity with its granite countertops, and premium appliances, and ample storage. This home boasts two fireplaces for added charm and comfort, an updated master bathroom with a walk-in shower accented with elegant tile work, as well as a spacious two-car garage for your convenience. With its exceptional location, stunning features, and room to spread out across two lots, this property is an incredible opportunity to enjoy the best of Pinehurst living. Schedule your private tour today to experience this remarkable home firsthand!
Source: NORTHCAROLINAREGIONAL #100479256
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100479256
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100479256
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.