349 Morning View Dr, Winter Garden, FL 34787
7 beds · 4 baths · 4,693 sqft
Welcome home to 349 Morning View Drive Winter Garden in the much sought after community of Johns Lake Pointe. This well cared for home has the WOW factor as soon as you pull into the paved driveway. The exterior offers beautiful brick accents, shutters, curb edging and lush landscaping. Inside we have 4,693 sqft of Living Space offering 7 Bedrooms and 4 full Bathrooms offering plenty of privacy for the whole family !!!! On the first floor we have a formal living on one side and formal dining on the other. The living space offers a built in entertainment/office center, wall paneling that flows into the dining and attractive lighting throughout. The kitchen offers plenty of space for entertaining with granite counter tops, built in oven and a large walk in pantry. The kitchen overlooks the family room, which features a stunning stone accent wall. There is a breakfast nook off the kitchen with sliding doors out to the screened in lanai. The primary suite is a retreat in itself, a feeling of romantic sophistication with plenty of room to relax, the bathroom offers dual vanitys, soak in tub, walk in shower and a spacious walk in closet. There is also a second bedroom and full bathroom on the 1st floor, perfect for inlaws or a guest room, the bathroom also leads out to the lanai and a brand new AC just installed. Upstairs we have an absolute massive space which has unlimited potential, a second family/games room with plenty of space for a pool table and all the entertaining with new flooring, this in turn leads to a media room to watch all those action packed movies with the family. There are a additional 5 Bedrooms and 2 full bathrooms to complete the upstairs, the rooms are all of a generous size. The laundry/utility room is located downstairs and leads into the 3 car garage. The extended garage gives ample space for all the vehicles/ toys and even space enough for a boat. The back garden offers plenty of space for entertaining and large enough to add a pool. The Solar panels are included with the sale and are paid off !!! The community itself offers a clubhouse, swimming pool, playground, gym and tennis courts. Location, Location, just minutes to downtown Winter Garden, shopping, restaurants, all the major HWYS, close to Disney and all the attractions, this home really needs to be viewed in person to appreciate the shear size and layout, call today for your own private tour !!!
Source: STELLAR #g5088137
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #g5088137
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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