34852 Teeview Ln, Zephyrhills, FL 33541
3 beds · 3 baths · 1,708 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Check this Lake Bernadette Cutie! This 3/2.5 townhouse is oh so cute and is ready to offer you LOW maintenance and lots of activities! Located in the highly desirable Golf Community of Lake Bernadette, there's never a lack of outdoor activity! Sidewalks provide ample low impact exercise opportunity or path to walk the dog. Pool, tennis courts, golf course, clubhouse - all within steps! Upon arrival you will note the well maintained community, with lush, mature landscape. Located on the fairway with a buffer of trees, you can see golfers as they pass by. Upon entering the home, you will note the vast expanse of living space leading towards the dining room and kitchen (appliances less than 5 years old) , with a screened lanai that provides serene views minus outdoor pests. Located on the fairway with a buffer of green space in between, you can watch the golfers play through. Light spills in through NEW windows (and screens) placed in 01/2024.(Fully transferable 20 year warranty from Anderson Windows!) Upstairs, you will find the spacious ensuite primary with space for home office or sitting room, currently used for in-home workout space. The secondary bedrooms are spacious, and well-maintained. There's no shortage of storage, either! Extra storage located under stairwell, and utility storage outdoors. Adding to peace of mind for a buyer is a water softner that is 2 years old, Water Heater 20203, HVAC 2016. Get on over here! You don't want to miss this one!
Source: STELLAR #L4952234
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #L4952234
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.