34813 N 73rd St, Scottsdale, AZ 85266
3 beds · 3 baths · 2,588 sqft sqft
Nestled within the gated community of North Scottsdale's Enclave on the Eighth, this immaculately maintained home offers 2,588sf of easy, luxurious living featuring a resort level backyard oasis. Built in 2016, this modern home features 3 bedrooms plus a versatile den, 3 baths, and a split floorplan perfectly suited for today's lifestyle. With no interior steps and soaring 12-foot ceilings, the open-concept design seamlessly blends indoor and outdoor living spaces, creating a true sense of expansive comfort and elegance. At the heart of the home, the great room's full wall of windows opens to a stunning outdoor oasis through two sets of expansive bi-folding patio doors, allowing you to transition between indoor and outdoor living with ease. Step into a backyard that rivals a high-end resort, where the dynamic water feature cascades beside a custom stone fire pit with seating designed for gatherings under the stars. A built-in stone BBQ and spacious artificial turf area offer a perfect setup for outdoor entertaining, while the covered patio provides a comfortable retreat for quiet moments of relaxation, all framed by a combination of mountain views and easy-care landscaping. Inside, the open kitchen impresses with a grand center island, offering seating for sixideal for both casual dining and socializing. Top-tier appliances, including a Wolf 5-burner gas cooktop, double Wolf ovens, a Subzero refrigerator, and a Bosch dishwasher, make gourmet meals a breeze. The owner's suite is a true retreat, complete with an oversized walk-in closet and an indulgent dual-head shower, providing a perfect space to unwind after a long day. Beyond the home's luxurious features, the property offers quick golf cart access to the renowned Boulders Golf Course and is just moments away from upscale shopping, dining, and entertainment. This exceptional home is the perfect blend of style, comfort, and location, offering a unique opportunity to experience the best of North Scottsdale living.
Source: ARMLS #6769529
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6769529
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6769529