VA loan
1 of 51
VA loan

34751 Cattail Dr, Eustis, FL 32736

4 beds · 4 baths · 3,267 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Meticulously maintained, one-of-a-kind home! This custom-built executive POOL home w/spa sits on a 0.60 acre completely FENCED lot w/ motorized entry gate. Single story, approximately 3200 sq ft, 4 bedroom/3.5 bathroom plus Office has deeded access to Blue Lake and NO HOA! This "Parade of Homes" winner has an open floorplan, split bedroom plan & perfect indoor/outdoor living flow. Vaulted foyer with wood ceiling detail leads you into your spacious living room, dining room, & family room with multiple sets of French doors with views out to the screened pool area & expansive covered lanai. The family room has a built-in bookcase & cozy gas fireplace. The large gourmet kitchen boasts beautiful wood cabinetry w/crown molding and soft close drawers & doors, under-cabinet lighting, and a tiled backsplash. The kitchen has GRANITE counters and high-end Stainless-Steel appliances, including a 6-burner JennAir gas range with hood vent and oversized KitchenAid refrigerator and a new built-in microwave. The kitchen also features a breakfast nook with built-in seating & large walk-in pantry. 20-inch Porcelain Tile throughout and crown molding in living areas and in the primary bedroom. Spacious primary suite offers direct access to the lanai. Primary bath has double vanities, jetted spa-tub, walk-in shower w/Pulse Shower Spa, and large walk-in closet w/custom built-in shelving. Next to the primary, is an office with glass French doors. There are 2 secondary roomy bedrooms (one with a walk-in closet) connected by a Jack and Jill bathroom. Powder room for guests as well! Don't miss the semi-detached IN-LAW SUITE w/private entrance, walk-in closet, its own water heater, French doors out to the pool area, and a full bathroom w/shower that also can be used as a pool bath. Outside you will love the L-shaped covered lanai with beautiful wood paneling, new skylights (2021), ceiling fans, outdoor shower, and a summer kitchen w/sink & mini fridge. Accordion shutters (2020) were added to easily secure the home! Enjoy the large pool and gas-heated spa with jets. As a bonus, there is an Endless Pool Swimming Machine which is great for exercise! The inside laundry room has plenty of cabinets for storage and sink. There is a 1-car and 2-car attached garage (connected by a door) along with a storage shed with electricity and a gazebo! Other notable features include: Exterior painted Nov 2024 with Tex-Cote paint which has a 25-year warranty, New well tank/bladder/equipment, transferable termite bond with Massey, Tankless water heater, whole house water softener & purification system (2021), granite counters and upgraded light fixtures and ceiling fans throughout! A/C 2016, Roof 2014, 12 windows replaced in 2017. This special home is located in a neighborhood of mature oak trees and is at the end of a quiet cul-de-sac on a very large fenced lot with a long circle driveway, that was resurfaced July 2024, offering plenty of room for your RV or Boat. Just a short drive to the Eustis’ downtown district, where you can enjoy festivals, concerts, launch for boating, amazing July 4th Fireworks, and great dining, wine bars, and shops!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$3,022
Principal & interest
$2,053
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,267 sqft
Lot size
0.6 acres
Year built
1990
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #O6296727

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 28, 2025 12:35 pm
Listing agent: Lauren Campbell, LLC (407) 325-4225
Listing provided courtesy of: COLDWELL BANKER RESIDENTIAL RE (407) 647-1211
Details provided by STELLAR and may not match the public record.
MLS ID: #O6296727
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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