347 Woodridge Pass, Canton, GA 30114
3 beds · 3 baths · 2,597 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your amazing new home in Laurel Canyon where you will enjoy a lifestyle like no other! This gorgeous floor plan features the owner's suite on the main floor and a secondary bedroom with a full bath on the main floor. The craftsman style exterior is stunning with stone, shake and hardiplank. You will love the large covered rocking chair front porch. As you stop inside, the foyer leads to a two-story Dining Room or Game Room with beautiful sliding Barn glass doors, beautiful trim wall to the ceiling and two rows of windows with stunning chandelier. Continue on to your amazing new kitchen that has a large island with multiple areas for seating, 42" White cabinetry with glass fronts on each side of the Stainless-Steel Vent Hood, walk-in pantry with wood shelving, Tile backsplash, Granite Countertops, Gas Cooktop and Stainless-Steel Double ovens. The microwave is conveniently located in the island which is easy for use. This open kitchen flows perfectly to a large dining area and Great Room with a corner stone gas fireplace, cedar mantle and gas logs to enjoy all year long. The family room has surround sound for the best movie nights or listening to your favorite music. Just off the dining area you will find a large, covered patio with an outdoor TV area, seating area and extended stone patio that is perfect for grilling and enjoying the sun. The owner's suite is unforgettable with a vaulted ceiling, hardwood floors, sitting room with corner gas fireplace with TV mount above and door that leads to your new covered patio retreat. Enjoy the sunrise each morning from your new sunroom with the perfect view and privacy tinted door. The owner's bath features a double vanity with Granite countertops, upgraded shower with frameless shower door and soaking tub where you will relax after a long day of golf or hiking in the mountains nearby. The large walk-in owner's closet features upgraded shelving with plenty of space. The laundry room is tucked away conveniently before you head upstairs with beautiful tile and great storage. As you head upstairs you will love the private large bedroom with a full bath offering privacy for guests or a family member that wants their own floor. This great home has fresh exterior paint completed in April 2025 and new landscaping with mulch and beautiful flowers. You will love the location in the neighborhood on the cul-de-sac street and stairs down to a firepit area in the backyard. Laurel Canyon is a highly amenitized community with a clubhouse, pickleball courts, large swimming pool, tennis courts, playground, fitness center, activities, optional golf course, restaurant to use at your desire and gorgeous views. Just outside the community you will enjoy a short drive to Publix, downtown Canton, Northside Cherokee Hospital, the Riverstone Parkway area with restaurants, shopping and so much more. Come enjoy your amazing new home this spring!
Source: FMLS #7557311
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7557311
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.