3466 HALSWAY DR, Orlando, FL 32824
Discover unparalleled elegance and comfort in this one-story gem, offering 2,092 sqft of meticulously designed living space, located in the sought after Lake Nona area within a Tavistock developed gated community. This home presents four bedrooms, two bathrooms, and a versatile two-car garage, complemented by a spacious loft that can be transformed into a gaming room, formal dining area, or a productive home office, catering to your lifestyle needs. The residence welcomes you with an ambiance of sophistication, highlighted by crown molding throughout the living spaces. At the heart of this home is a beautiful kitchen, boasting 42" espresso cabinets, granite countertops, stainless steel appliances, and an island with a breakfast bar, perfect for culinary adventures and social gatherings. The open-concept layout fosters an inviting atmosphere for entertaining, seamlessly connecting the kitchen to the living areas. The master suite is a sanctuary of comfort, featuring a walk-in closet, while the absence of carpet in the bedrooms ensures ease of maintenance and a healthier living environment. Step outside to the fully enclosed backyard with extended pavers and gazebo, ideal for private outdoor enjoyment and gatherings. The community enriches your living experience with a 24-hour virtual guard, a pool, cabana, beach volleyball court, dog park, playground, and scenic walking trails. Situated just 3 miles from Lake Nona Town Center, close to exceptional dining, shopping, top-rated schools, and the health and life sciences cluster. With quick access to the 417 and proximity to Orlando International Airport and the Amazon distribution center, this home offers unparalleled convenience. Embrace this unique opportunity to own a home that combines luxury, functionality, and an array of lifestyle options in a vibrant community setting. Your dream home awaits in this secure, gated enclave, where every detail caters to a distinguished way of life.
You may be able to put down less than the total down payment amount of $287,049 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6182415