3466 Halsway Dr, Orlando, FL 32824
4 beds · 2 baths · 2,092 sqft sqft
Experience unmatched elegance and comfort in this one-story gem, offering 2,092 sqft of meticulously designed living space, located in the sought after Lake Nona area within a Tavistock developed gated community. This home presents four bedrooms, two bathrooms, and a versatile two-car garage, complemented by a spacious loft that can be transformed into a gaming room, formal dining area, or a productive home office, catering to your lifestyle needs. The residence welcomes you with an ambiance of sophistication, highlighted by crown molding throughout the living spaces. At the heart of this home is a beautiful kitchen, boasting 42" espresso cabinets, granite countertops, stainless steel appliances, and an island with a breakfast bar, perfect for culinary adventures and social gatherings. The open-concept layout fosters an inviting atmosphere for entertaining, seamlessly connecting the kitchen to the living areas. The master suite is a sanctuary of comfort, featuring a walk-in closet, while the absence of carpet in the bedrooms ensures ease of maintenance and a healthier living environment. Step outside to the fully enclosed backyard with extended pavers and gazebo, ideal for private outdoor enjoyment and gatherings. The community enriches your living experience with a 24-hour virtual guard, a pool, cabana, beach volleyball court, dog park, playground, and scenic walking trails. Situated just 3 miles from Lake Nona Town Center, close to exceptional dining, shopping, top-rated schools, and the health and life sciences cluster. With quick access to the 417 and proximity to Orlando International Airport and the Amazon distribution center, this home offers unparalleled convenience. Embrace this unique opportunity to own a home that combines luxury, functionality, and an array of lifestyle options in a vibrant community setting. Your dream home awaits in this secure, gated enclave, where every detail caters to a distinguished way of life.
Source: STELLAR #o6182415
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6182415
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6182415
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.