3462 E 107th Ct, Northglenn, CO 80233
4 beds · 3 baths · 2,417 sqft sqft
Located in a peaceful cul-de-sac, 3462 E 107th Court offers the perfect blend of space, comfort, and functionality. This charming two-story home with a finished basement is designed for those who value both style and practicality. Step inside to discover an inviting layout, starting with a bright living area that effortlessly flows into the dining and kitchen spaces, making it ideal for everyday living and entertaining. Upstairs, you’ll find the standout feature of the home—huge bedrooms that provide plenty of room for relaxation, rest, or even creative uses like a home office or sitting area. These oversized bedrooms are a rare find, offering space that grows with your needs. The primary suite is a true retreat with its generous proportions, perfect for unwinding after a long day. The finished basement extends your living space even further, offering a versatile area for a family room, game room, or home theater—your options are endless. This lower level adds a whole new dimension to the home’s functionality, with space for entertainment or extra storage. Outside, cul-de-sac living means a quiet, low-traffic environment, making it ideal for those who value peace and privacy. The backyard offers potential for outdoor fun, gardening, or creating your own relaxation oasis. With easy access to nearby amenities, shopping, dining, and recreation, this home is not only a fantastic home but also in a convenient location. Whether you’re a growing family or someone looking for more room to spread out, this home is ready to welcome you!
Source: RECO #2800957
Interest rate and monthly payment estimated based on public records.
Source: RECO #2800957
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2800957
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