3461 Sierra Nevada Dr, Brooksville, FL 34602
4 beds · 5 baths · 4,189 sqft
Welcome to this stunning 4 bed, 3 full bath, 2 half bath, oversized 3-car, pool home on a corner lot sitting on just over an acre. It has two large driveways and is in the serene Mountain View community of Brooksville, FL, less than 10 minutes from I-75, has no HOA or CDD fees. This move-in-ready, meticulously maintained home immediately impresses as you enter the foyer and living room with its 15-foot tray ceilings, rope lighting, glimmering porcelain tile floors and modern crystal chandeliers. Off the foyer is a bonus/flex room currently being used as a gym. Across from the bonus room is an elegant formal dining room with tray ceilings and an arched entryway to the chef’s kitchen. This chef kitchen features GE profile appliances to include mounted double ovens, induction cooktop, a counter depth French door refrigerator, quartz countertops and ambient features include under cabinet lighting. The sizable family room is bright with natural light plus sliding doors that opens to the screened-in pool. The primary suite includes a dramatic double-door entryway, hidden safe room, walk-in closets, a 2-person jetted bathtub with Bluetooth and LED lights, private French doors leading to the screened-in pool and an electric fireplace with ambient lighting. This home offers ample storage throughout including an under the stair storage, and a laundry room with ample workspace. The lower level provides two spacious secondary bedrooms sharing a large, updated bathroom with a walk-in shower that’s completely tiled and no detailed missed, as it includes a shower bench. The second floor offers a spacious and bright bedroom with its own private en-suite. The outdoor kitchen is equipped with granite countertops, cabinets, and propane hookups. There’s a heated saltwater pool, six-person spa and accessible pool bathroom. The outdoor oasis also includes a screened enclosure with a wraparound privacy mural. The 3-car garage features reinforced doors to allow for higher wind speeds, floor-to-ceiling shelving for storage and a secondary refrigerator and deep freezer. Other highlights include fresh exterior paint, new roof, new water well (all in 2024), screened-in front porch, circular driveway, six outdoor ceiling fans, newer AC unit, and impact resistant windows. Property is available furnished to include decor. Don't miss your chance to own this exceptional property! Schedule your private showing today.
Source: STELLAR #tb8310916
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310916
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8310916
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.