3455 Creek Run Ln, Eustis, FL 32736
4 beds · 2 baths · 1,932 sqft
Welcome to a perfect blend of comfort, space, luxury and convenience in this beautiful, gated community of Spring Ridge Estates. It's a lifestyle upgrade, delivering an unmatched living experience in one of the most desired communities in the area. With its contemporary design, impeccable maintenance, and an abundance of nearby amenities, this property still radiates the allure of new construction. As you approach the property, you'll be immediately drawn to the pristine paver driveway and impeccable curb appeal. The thoughtfully maintained front yard sets the stage for the excellence that awaits inside. Step into the Foyer with reset lighting followed by the Living Room/Dining Room. From there go into the spacious Kitchen with reset lighting providing all the amenities for a seamless cooking experience whether you're whipping up a gourmet meal or a quick snack. Enjoy the Breakfast bar, eat-in sunny dinette and Family Room following out to the covered, screened Lanai for more additional enjoyment. The bedroom layout is designed to ensure privacy and separation. The master suite serves as a tranquil retreat, boasting a generous layout, a luxurious soaking tub, a separate shower, and a private water closet. The walk-in closet adds practicality and ample storage space to meet all your wardrobe needs. Step outside to your screened lanai that provides a sanctuary of peace and privacy, with no rear neighbors to disrupt your enjoyment. Whether it's morning coffee, evening gatherings, or outdoor playtime, this outdoor space is perfect for relaxation and entertainment. Welcome home!
Source: STELLAR #o6247841
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6247841
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6247841
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.