1 of 35
$479,999

3450 Juneberry Dr, Wesley Chapel, FL 33543

4 beds · 4 baths · 2,518 sqft

NEW ROOF. Beautiful upgrades to the property. Come see this incredible home in the highly sought-after, gated community of Meadow Pointe IV in Wesley Chapel, FL! This move-in ready gem sits on one of the best sized lots in the neighborhood. Featuring 4 bedrooms, 3.5 bathrooms, an office /bonus room, and a 2-car garage, this home is perfect for both comfort and luxury. high ceilings, and an open floor plan with abundant natural light create a warm and inviting atmosphere. At the front of the home, you'll find the perfect office space or bonus room leading you into the expansive living area with a half bathroom downstairs. The modern newly updated chef's kitchen is a highlight, boasting an oversized island with new quartz countertops, sleek new stainless steel appliances, freshly painted cabinetry, and elegant tile backsplash. Adjacent to the kitchen is a spacious dining area. Upstairs, all four bedrooms provide ample space, with the master suite offering a true retreat. Enjoy tray ceilings, his-and-hers closets, and a luxurious en suite bathroom featuring a dual vanity, garden tub, and walk-in shower. The second bedroom includes its own private full bathroom, while the third and fourth bedrooms share a third full bathroom. For added convenience, the laundry room is also located on the second floor. Step outside to your fenced backyard and expansive screened-in lanai. This outdoor space is perfect for both relaxation and entertaining. The enclosed porch area provides plenty of space to host guests while staying shaded from the Florida sun. Meadow Pointe IV offers incredible community amenities, including a clubhouse, fitness center, swimming pool, playground, and multiple sports courts (tennis, basketball, and sand volleyball). The location is equally impressive, with easy access to top-rated schools, hospitals, dining, shopping at Wiregrass Mall and Tampa Premium Outlets, Wiregrass sports complex, as well as major roads and highways. This home offers the perfect blend of luxury, comfort, and convenience in an unbeatable setting. Schedule your private showing today!

Estimated
Seller's interest rate
3.62%
7%
Estimated
Principal & interest
$1,228/mo.
$1,705
You may also save up to $140,641 in total interest paid.
Listing price
$479,999

Your cash down payment
$240,241
Seller’s estimated current equity is $240,241
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with a 2nd mortgage.
Estimated $1,228 monthly payment

Financed
$239,757
Assumed mortgage 3.62% • Seller's rate
$239,757
2nd mortgage 9.25% • No prepay penalty
$0

Interest rate and monthly payment estimated based on public records.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Use two fingers to move the map
Details
Home
Size
2,518 sqft
Lot size
0.23 acres
Year built
2006
Type
Single Family Residence

Source: STELLAR #TB8338175

Loan
Remaining term
24 years, 7 months
Rate
3.62%
Monthly P&I
$1,228
Remaining loan balance
$239,757

Source: Public records

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

expand content

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

expand content

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

expand content

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

expand content

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Jan 21, 2025 12:43 pm
Listing agent: Shawna Kugler
Listing provided courtesy of: EZ CHOICE MLS, INC (813) 377-2260
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8338175
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,228/mo
View details