3450 Juneberry Dr, Wesley Chapel, FL 33543
4 beds · 4 baths · 2,518 sqft
NEW ROOF. Beautiful upgrades to the property. Come see this incredible home in the highly sought-after, gated community of Meadow Pointe IV in Wesley Chapel, FL! This move-in ready gem sits on one of the best sized lots in the neighborhood. Featuring 4 bedrooms, 3.5 bathrooms, an office /bonus room, and a 2-car garage, this home is perfect for both comfort and luxury. high ceilings, and an open floor plan with abundant natural light create a warm and inviting atmosphere. At the front of the home, you'll find the perfect office space or bonus room leading you into the expansive living area with a half bathroom downstairs. The modern newly updated chef's kitchen is a highlight, boasting an oversized island with new quartz countertops, sleek new stainless steel appliances, freshly painted cabinetry, and elegant tile backsplash. Adjacent to the kitchen is a spacious dining area. Upstairs, all four bedrooms provide ample space, with the master suite offering a true retreat. Enjoy tray ceilings, his-and-hers closets, and a luxurious en suite bathroom featuring a dual vanity, garden tub, and walk-in shower. The second bedroom includes its own private full bathroom, while the third and fourth bedrooms share a third full bathroom. For added convenience, the laundry room is also located on the second floor. Step outside to your fenced backyard and expansive screened-in lanai. This outdoor space is perfect for both relaxation and entertaining. The enclosed porch area provides plenty of space to host guests while staying shaded from the Florida sun. Meadow Pointe IV offers incredible community amenities, including a clubhouse, fitness center, swimming pool, playground, and multiple sports courts (tennis, basketball, and sand volleyball). The location is equally impressive, with easy access to top-rated schools, hospitals, dining, shopping at Wiregrass Mall and Tampa Premium Outlets, Wiregrass sports complex, as well as major roads and highways. This home offers the perfect blend of luxury, comfort, and convenience in an unbeatable setting. Schedule your private showing today!
Source: STELLAR #TB8338175
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #TB8338175
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #TB8338175