345 Oxnard Cir SW, Atlanta, GA 30331
6 beds · 3 baths · 3,486 sqft
PRICE REDUCED ********** Welcome to this inviting home nestled in the sought-after Brittany Park neighborhood. The house features six bedrooms and three full baths. Step through the front door and be greeted by an inviting foyer that beckons you into the heart of the home-a warm and welcoming living area suffused with abundant natural light. The well-designed eat-in kitchen boasts a breakfast bar and island, seamlessly connecting to the family room with a bedroom on the main floor. The oversized master suite serves as a true sanctuary, providing a serene escape at the end of a long day. Enjoy the luxury of the ensuite bathroom, complete with a lavish soaking tub and a separate shower, offering the utmost relaxation and privacy. With four additional bedrooms on the second floor this home caters to your needs, whether it's accommodating family members, creating a home office, or nurturing your hobbies. The layout is versatile, the canvas is yours. Step outside to find a sprawling flat front and back yard. The expansive front and back yards of this property offer a canvas of possibilities, inviting you to shape your outdoor dreams. A blank slate ready to be personalized, the outdoor space is a sanctuary from the daily grind. Bask in the sunlight, watch the stars twinkle at night, or let your creative energy flow as you craft the outdoor oasis you've always imagined. Conveniently located, this property is mere minutes away from a plethora of amenities. Discover shopping centers, diverse dining options, picturesque parks, and easy access to the Atlanta airport-all just a short drive away. This home perfectly balances suburban tranquility with urban accessibility, ensuring you're never far from the vibrant offerings of Atlanta. Welcome home to comfort, space, and endless possibilities. This home harmoniously combines indoor comfort with outdoor serenity, ensuring that your living experience extends far beyond its walls. Embrace the freedom to design the perfect outdoor lifestyle, all while being conveniently close to the vibrant amenities Atlanta has to offer. Your new adventure begins here.
Source: GAMLS #10330598
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10330598
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10330598