3448 De Soto Loop, Round Rock, TX 78665
4 beds · 3 baths · 2,975 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Entertainer’s Dream on Oversized Corner Lot... This gorgeous, nearly 3,000 sq ft home in the highly sought-after Paloma Lake neighborhood is a true showstopper. Built in 2019, this spacious home offers an exceptional blend of elegance and functionality, with custom designs that make it perfect for both relaxation and entertaining. Main Level: Gourmet kitchen with white cabinets, stainless steel appliances, built-in double oven and microwave, drop-in gas range, kitchen island, and breakfast bar—ideal for any chef. Designated office, study, or playroom with French doors for added privacy and versatility. Expansive open living and dining area with custom built-ins, perfect for hosting family and friends. The luxurious owner’s retreat features high ceilings and a large window for abundant natural light. The en-suite bath includes a double vanity with a makeup area, a soaking tub, a separate walk-in shower, and a huge walk-in closet. Guest room with a full bathroom nearby, plus a large laundry room for convenience. Second Level: Two additional bedrooms with walk-in closets, and another full bathroom for ultimate comfort and privacy. Spacious loft/bonus room—perfect for a play area, media room, or home gym. Additional Features: Three-car garage with plenty of storage space. Oversized corner lot, providing ample outdoor space for entertaining and leisure. Attention to detail throughout with high ceilings, custom finishes, and plenty of natural light. This home is move-in ready with some builder warranties still in place. Whether you're looking for a family-friendly home or a stylish space to entertain, this property has it all. Don’t miss out on this incredible opportunity—Call us today to schedule an appointment or learn more!
Source: ACTRIS #4623080
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #4623080
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.