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34432 Evergreen Hill Ct

Wesley Chapel, FL 33545

5 beds · 4 baths · 2,830 sqft

$539,900

$1,988/mo with 3% Express Financing

$2,598/mo with 7% bank financing

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About this home

Experience elevated living in Radley at Watergrass with this nearly new San Marino floor plan by Meritage Homes. Just 3 years old, this 5-bedroom, 3.5-bath home sits at the end of a private cul-de-sac, featuring stunning conservation views. This property stands out due to the exceptional amenities that the Watergrass Community has to offer. Watergrass hosts community events and food trucks all throughout the year to provide a family-friendly environment. Upon entering the home, you're greeted by a light and bright bonus room, ideal for a home office or playroom. The open living area flows into the kitchen and dining space, with stainless steel appliances, quartz countertops, crowned shaker cabinets, and an ample sized island with plenty of seating space for you and your family. The first-floor suite offers privacy with an ensuite bath and a walk-in closet, while also facing the serene backyard. Upstairs, you'll find the remaining guest bedrooms, two full baths, and a loft space perfect for a secondary living area. Step outside and enjoy the tranquil backyard scenery through the screened lanai overlooking the conservation land. This golf cart friendly community has its own recreational park, while Watergrass also offers two amenity centers, Promenade Park and Watergrass Club. Promenade Park boasts a dog park, splash pad, pool, pavilion, playground, and picnic area. Watergrass Club, across from the onsite elementary school, features a fitness center, tennis courts, half-court basketball, and a zero-entry resort pool with a lap pool. Conveniently located near Epperson Lagoon and I-75 this location offers easy access to downtown Tampa and Gulf beaches. Schedule your showing appointment today to see this gem!

Source: STELLAR #tb8305552

2,830 sqft
0.2 acres
Single Family
Built in 2021

Neighborhood

FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing provided courtesy of: AGILE GROUP REALTY (813) 569-6294
Details provided by STELLAR and may not match the public record.
MLS ID: #tb8305552
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