34432 Evergreen Hill Ct, Wesley Chapel, FL 33545
5 beds · 4 baths · 2,830 sqft
Experience elevated living in Radley at Watergrass with this nearly new San Marino floor plan by Meritage Homes. Just 3 years old, this 5-bedroom, 3.5-bath home sits at the end of a private cul-de-sac, featuring stunning conservation views. This property stands out due to the exceptional amenities that the Watergrass Community has to offer. Watergrass hosts community events and food trucks all throughout the year to provide a family-friendly environment. Upon entering the home, you're greeted by a light and bright bonus room, ideal for a home office or playroom. The open living area flows into the kitchen and dining space, with stainless steel appliances, quartz countertops, crowned shaker cabinets, and an ample sized island with plenty of seating space for you and your family. The first-floor suite offers privacy with an ensuite bath and a walk-in closet, while also facing the serene backyard. Upstairs, you'll find the remaining guest bedrooms, two full baths, and a loft space perfect for a secondary living area. Step outside and enjoy the tranquil backyard scenery through the screened lanai overlooking the conservation land. This golf cart friendly community has its own recreational park, while Watergrass also offers two amenity centers, Promenade Park and Watergrass Club. Promenade Park boasts a dog park, splash pad, pool, pavilion, playground, and picnic area. Watergrass Club, across from the onsite elementary school, features a fitness center, tennis courts, half-court basketball, and a zero-entry resort pool with a lap pool. Conveniently located near Epperson Lagoon and I-75 this location offers easy access to downtown Tampa and Gulf beaches. Schedule your showing appointment today to see this gem!
Source: STELLAR #tb8305552
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8305552
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8305552
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.