3441 Evening Pl, Castle Rock, CO 80109
3 beds · 3 baths · 2,232 sqft
Welcome home to this move-in ready, beautiful 2 story level house in The Meadows. This property boasts stunning, panoramic Mountain View’s that provide a serene and picturesque backdrop. Step into this stunning open-concept living space that seamlessly blends the living room, dining area, and kitchen into one cohesive and inviting environment. Bathed in natural light from expansive windows, the space feels airy and bright, enhancing the sense of openness. The living room offers a perfect spot for relaxation, with a modern design that flows effortlessly into a spacious dining area, ideal for entertaining. The kitchen, complete with sleek countertops, stainless steel appliances, and ample storage, invites culinary creativity. This layout is perfect for modern living, offering both functionality and style in every corner. Upstairs walk into spacious loft, featuring three bedrooms. The upper level is a sanctuary of comfort and style. Enjoy relaxation in the primary bedroom, with a walk-in closet and en-suite bathroom. Two additional bedrooms provide versatile living spaces. Each room is thoughtfully designed to maximize natural light and space, ensuring a welcoming environment. Laundry room conveniently located next to primary bedroom. Discover your private retreat with this beautiful backyard, perfect for both relaxation and entertainment. The generously sized outdoor space offers endless opportunities, whether you are envisioning a lush garden, a play area for children, or a serene spot for outdoor dining and gatherings. Douglas county school district. Easy access from I25 and minutes away from Castle Rock Outlets Mall. A lot of beautiful walking trails and parks, close to Castle Rock Downtown, restaurants and movie theater. Walking distance to Aspen View Academy, and 5 min drive to Academy Charter school. Keyless door handle, laminate floors on the second level, energy efficient 7 ton air conditioning unit, impact resistant shingles that will lower home insurance .
Source: RECO #8625366
Interest rate and monthly payment estimated based on public records.
Source: RECO #8625366
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8625366
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