344 Navidad Trl, Haslet, TX 76052
4 beds · 2 baths · 1,745 sqft
Why buy new when you can have this AMAZING newer home NOW! Wonderful one-level living with excellent floor plan! Light and bright! Impeccably maintained! Enjoy a lovely open floor plan with spacious eat-in-kitchen with quartz countertops, seated island, and access to the large living room! Beautiful wood-like flooring through the main living areas! Plenty of room for large couches and entertainment area! Spacious dining area--all perfect for living and entertaining! The primary bedroom as HUGE and has a lovely bathroom to relax and unwind. Lots of closet and storage space! The remaining 3 secondary bedrooms are roomy and split off from the primary bedroom. The bathrooms have alot of space and are nicely updated! The laundry room has extra storage space for supplies and overflow groceries. A wonderful outdoor space with a FANTASTIC patio! The large area has room for dining, BBQing, relaxing and entertaining friends. Plus, there is still a large grassy area for kids to play or to grow your garden or enjoy your hobbies! One of the larger lots in the community! Bonus sidewalk running the full length of the side of the home to make bringing trash cans or items to the street easy! Lots of amenities in Sendera Ranch including: community pool, parks, playgrounds, ponds, fishing lake, BB courts, baseball fields and more! Run to see this AWESOME home!!!
Source: NTREIS #20755471
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20755471
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20755471
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.