344 E Maple St, Winter Garden, FL 34787
3 beds · 3 baths · 1,678 sqft
Winter Garden Home!!! Situated within walking distance to Downtown Winter Garden known for its excellent schools, vibrant community, and proximity to top-tier shopping, dining, and downtown activities. Property includes 3 Bedrooms, 3 Full Baths with 1 Car Garage and private pool. One of the Bedrooms with a private bathroom can be used as In law Suite, Studio or potential rental income. It has a private entrance. The Primary bedroom has a serene retreat featuring a seating area with a door to the pool, with a renovated bathroom shower. Newly renovated Kitchen features lots of storage cabinetry and spacious countertops. Your dining area, adjacent to the kitchen and living room. The laundry room is located in the garage with a door to the backyard. The centerpiece of the backyard, this pristine pool with screened patio and oversized corner lot. Perfect for both relaxation and hosting outdoor gatherings. The screened patio offer a tranquil space for morning coffee or evening cocktails, overlooking the pool. All light fixtures and ceiling fans convey with the property. This home offers an oversized lot with a second gate entrance from the side of the house. You can use this as extra parking space or to access the backyard. This home is perfectly located within minutes of downtown Winter Garden, shopping and dining, 408, 429 and Turnpike. Excellent location with very school district. New Roof, renovated master bath and kitchen. Schedule your private tour!!!!
Source: STELLAR #o6233175
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6233175
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6233175
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.