3437 De Soto Loop, Round Rock, TX 78665
4 beds · 4 baths · 2,788 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your Paloma Lake retreat—where space, style, and stunning views come together in perfect harmony. Nestled on a .33-acre lot, this beautiful home offers sweeping views of the picturesque Paloma Lake, providing a serene backdrop for everyday living. A dramatic foyer sets the tone, leading to a dedicated study—ideal for working from home—and a formal dining room with eye-catching ceiling beams that add charm and character. The light-filled living area features soaring windows that bring the outdoors in, with a striking floor-to-ceiling stone fireplace that creates a warm and inviting focal point. The open-concept layout flows into a beautifully appointed kitchen with a large island, granite countertops, stainless steel appliances, and ample cabinetry. A cozy breakfast nook with a window seat is perfect for coffee, reading, or casual meals. The main-floor primary suite offers a peaceful retreat with serene lake views. The ensuite bath includes dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Upstairs, enjoy a large game room and three generously sized bedrooms with two full bathrooms, offering space and privacy for everyone. The oversized covered patio is ideal for relaxing or entertaining while taking in the stunning lake views. With plenty of room for yard games, gardening, or simply enjoying the sunshine, this backyard was made for memory-making. Whether it’s summer BBQs, fall bonfires, or spring brunches—you’ll use every excuse to be outside. Additional features include a three-car garage, convenient drop zone, & laundry room. Located moments from community amenity complex with bilevel pool, splash pad, trailhead, two playgrounds, park, pickleball and basketball courts. Paloma Lake offers monthly social events. Easy access to Toll 130 & 45, and 15 minutes or less to THREE HEBs, medical care, and shopping centers. Don’t miss your chance to make this exceptional lake-view home yours—schedule your private tour today!
Source: ACTRIS #1263700
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #1263700
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.