3433 Centerset Ct, Snellville, GA 30039
5 beds · 4 baths · 2,824 sqft sqft
Discover this beautifully renovated ranch home, boasting 5 bedrooms and 3 full baths, situated on a stunning finished daylight basement. From the moment you step inside, the radiant hardwood floors will captivate you. The open-concept living and dining areas are perfect for hosting gatherings, while the spacious, chef-inspired kitchen is a showstopper with new granite countertops, sleek white cabinets, and stainless steel appliances. Tucked behind a charming sliding barn door, you'll find a generously sized laundry room and pantry with ample storage. The main-level Master Bedroom offers a jaw-dropping oversized closet thatCOs sure to impress. Downstairs, the fully finished daylight basement is bursting with potentialCoas a rental opportunity or an in-law suite. It features a second full kitchen with modern appliances, a large entertainment room, two additional bedrooms, and a full bath. Step outside to your newly built covered awning, perfect for grilling, lounging in the shade, or even adding a hot tub! This home offers incredible privacy, sitting on a tranquil cul-de-sac lot of 0.62 acres, with an additional 0.87-acre lotCototaling nearly +/- 1.5 acres of peaceful living. Located in the top-rated Gwinnett County School District, within the Shiloh Cluster, and offering over 2,800 square feet of move-in-ready space, this home has it all! With a new roof, updated kitchen, and no HOA or rental restrictions, you can truly relax and enjoy your new home. Just minutes from Scenic Hwy 124, Highway 78, Stone Mountain Park, and countless restaurants and shopping, this is a prime location for all to enjoy. DonCOt miss out on this incredible, priced-to-sell homeCoschedule your tour today and make it yours!
Source: GAMLS #10385660
Source: GAMLS #10385660
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10385660
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.