343 Elati St, Denver, CO 80223
4 beds · 3 baths · 2,214 sqft
Imagine living in one of Denver's most sought-after neighborhoods, where charm meets modern luxury. This stunning home has been completely remodeled, with every detail thoughtfully curated to perfection. From the high ceilings and sleek, open-concept layout designed for seamless entertaining to the chef's kitchen featuring custom 42-inch cabinets, a large island with quartz countertops, and an inviting eat-in area, every corner invites you to create unforgettable memories. The main floor boasts a spacious great room with a cozy gas fireplace, a stylish kitchen, an office, a convenient half bath, and a beautifully appointed wet bar, perfect for serving drinks when entertaining guests. Upstairs, the primary suite brings comfort and elegance together, creating a private haven you'll love coming home to. Relax and unwind in your spa-like bathroom, a serene retreat with an oversized walk-in shower, large soaker tub, and double vanity with quartz countertops that provide a true escape from the stresses of the day. Three additional bedrooms and a full bath complete this level. The home also includes an unfinished basement, offering endless possibilities to expand your living space or utilize it for extra storage. The two-car detached garage provides convenient parking and storage options. Location is everything, and this home couldn’t be better placed. Just steps away from the vibrant Art District, you'll find yourself surrounded by art galleries, boutique shopping, and some of Denver’s best dining spots—all within a few minutes' walk. This home perfectly blends urban convenience with a peaceful retreat while natural light fills every room, inviting warmth and comfort into your everyday life. Whether you're working from home in the versatile office area or relaxing in the luxurious primary suite, this home is designed to meet your every need. WELCOME HOME!
Source: RECO #1679855
Interest rate and monthly payment estimated based on public records.
Source: RECO #1679855
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1679855
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