3428 Lacrosse Ct, Woodbridge, VA 22193
4 beds · 4 baths · 2,894 sqft
What sets this home apart from the rest in Beau Ridge Estates? More updates, more space and more functionality. This 4 bedroom, 3.5 bathroom home with garage and bonus room was completely renovated in 2023 for both style and function. The main level features luxury vinyl flooring and neutral paint throughout. The updated kitchen stands out with quartz counters, an expanded island with seating, custom extended cabinets for extra storage and stainless steel appliances. Flowing seamlessly into the family room with wood burning fireplace and new French doors that lead to the fenced yard. A modern half bath, dining room and living room complete this thoughtfully designed space. Upstairs, the spacious primary suite offers his and hers closets and a beautifully updated en suite bathroom featuring porcelain tile, a double vanity, a soaking tub, and a separate shower. Three additional bedrooms and a second full bathroom — also upgraded with elegant porcelain tile and a wide vanity — provide plenty of space and comfort. The lower level features a versatile family room, a bonus room, an updated bathroom and laundry room, along with extra storage space. Relax in your fully fenced yard with newer Trex deck. Enjoy peace of mind knowing major systems have been recently replaced: HVAC 2022. Water heater 2023. Fence and French drain 2024. Wood burning fireplace last serviced Oct 2024. Sellers need 60-day rent back.
Source: BRIGHT #VAPW2090850
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2090850
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.