34279 Anise Dr, Murrieta, CA 92563
5 beds · 3 baths · 2,806 sqft
Welcome to this stunning single-story home located in the highly sought-after Spencer’s Crossing neighborhood of Murrieta, California. Built in 2021 by Tri-Pointe Homes, this meticulously crafted 2,800 sq. ft. residence features 5 bedrooms, 3 bathrooms, and a spacious 3-car tandem garage. Situated on a private lot, this sprawling home offers both privacy and sophistication. Step through the grand entryway, where 9-foot ceilings and elegant entryway light set the tone for the rest of the home. The thoughtfully designed ranch-style floor plan flows seamlessly, with secondary bedrooms offering plush carpeting and ceiling fans for added comfort. The secondary bathroom features quartz countertops, dual sinks, and a convenient tub-shower combo. Continuing through the home, you’ll discover a sleek powder room and an indoor laundry room, providing added convenience and functionality. This home features an expansive open-concept living area with an abundance of natural light. The main living has several large windows that frame a serene view of the backyard. Moving into the kitchen, there are expansive granite countertops, a reverse osmosis water system, stainless steel appliances, a walk-in pantry, and ample custom cabinetry. This kitchen truly has it all, not to mention it’s perfect for entertaining. The beautifully landscaped backyard features a concrete patio and lush green space, perfect for gatherings, play, or simply relaxing in your own private retreat. Living in Spencer’s Crossing grants access to world-class amenities, including three resort-style pools, a spa, sports parks, scenic walking trails, a clubhouse, and expansive green spaces. Additionally, you’ll enjoy proximity to top-rated schools, upscale dining, premier shopping — including the new Costco — and easy access to the 215 freeway. This exceptional single-story home seamlessly blends functionality and elegance, offering elevated living in the heart of Spencer’s Crossing.
Source: CRMLS #SW25021001
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW25021001
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.