VA loan
1 of 43
VA loan
$779,500 SIGNIN

Sign in to see required down payment for the 2.875% rate

3425 Halsway Dr, Orlando, FL 32824

5 beds · 5 baths · 3,486 sqft

Come and see this beautiful and very well maintained 5 Bedroom and 5 bath, pool home in the fast growing Lake Nona Area. This home is located within minutes of Lake Nona's restaurants, shopping and entertainment. It's also within 10 minutes from The Orlando International Airport, 25 minutes from theme parks and Downtown Orlando in case you need to commute for work or pleasure. This home features a gorgeous grand entrance where you can see the loft and its beautiful railings as soon as you walk in the front door. You will have a formal Dining/Flex room with a separate hallway where you will be able to access a Butlers Walk-in Pantry, and an area that can be great for a coffee Station/Bar on your way to the Kitchen. The First Floor features a Huge family room, Guest Bathroom, Primary Bedroom with its own private bathroom with walk-in closet, Soaking Tub and Stand-up Shower, that would be great for the in-laws or guests. You also have a full Laundry Room with sink and cabinets; and did I mention a beautiful Pool with Tub to enjoy the wonderful Florida weather. Second Floor has a HUGE LOFT great for a playroom, Media room or Office. Huge Master Bedroom, an additional Bathroom, and 3 more Bedrooms, which one of them also has its own private bathroom. Come and see for yourself, you will be happy you did.

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$3,283
$4,344
You may also save up to $332,290 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,344 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.875%
Remaining term
26 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,283
Principal & interest
$1,997
Mortgage insurance
-
Property taxes
$341
Home insurance
$708
HOA fees
$236
Utilities
Not included

Source: Public records

Home details
Size
3,486 sqft
Lot size
0.14 acres
Year built
2017
Type
Single Family Residence
HOA dues
$236.00

Source: STELLAR #S5113550

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 25, 2025 09:55 am
Listing agent: Lemuel Rojas (321) 282-8604
Listing provided courtesy of: IRON VALLEY REAL ESTATE OSCEOL (407) 698-4663
Details provided by STELLAR and may not match the public record.
MLS ID: #S5113550
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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$3,283
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