3425 Halsway Dr, Orlando, FL 32824
5 beds · 5 baths · 3,486 sqft sqft
Come and see this beautiful and very well maintained 5 Bedroom and 5 bath, pool home in the fast growing Lake Nona Area. This home is located within minutes of Lake Nona's restaurants, shopping and entertainment. It's also within 10 minutes from The Orlando International Airport, 25 minutes from theme parks and Downtown Orlando in case you need to commute for work or pleasure. This home features a gorgeous grand entrance where you can see the loft and its beautiful railings as soon as you walk in the front door. You will have a formal Dining/Flex room with a separate hallway where you will be able to access a Butlers Walk-in Pantry, and an area that can be great for a coffee Station/Bar on your way to the Kitchen. The First Floor features a Huge family room, Guest Bathroom, Primary Bedroom with its own private bathroom with walk-in closet, Soaking Tub and Stand-up Shower, that would be great for the in-laws or guests. You also have a full Laundry Room with sink and cabinets; and did I mention a beautiful Pool with Tub to enjoy the wonderful Florida weather. Second Floor has a HUGE LOFT great for a playroom, Media room or Office. Huge Master Bedroom, an additional Bathroom, and 3 more Bedrooms, which one of them also has its own private bathroom. Come and see for yourself, you will be happy you did.
Source: STELLAR #s5113550
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5113550
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5113550
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