34208 Evergreen Hill Ct, Wesley Chapel, FL 33545
4 beds · 2 baths · 1,847 sqft
PRICE REDUCTION .!!! Welcome to your dream home in the charming community of Wesley Chapel. Best School District in Watergrass. Built-in 2022, Beautiful finishes and high-end features define a move-in-ready residence: this 4 Bedroom 2 Bathroom and 2 Car Garage. The Redwood by Inland Homes is a modern open floor plan. You will love the chef’s kitchen with upgraded Quartz countertops, Stainless steel appliances, a floating range hood with tiled backsplash, a pantry, and gorgeous 42" cabinets. Enjoy the sun and sunsets in your spacious backyard! Extended upgrade in pavers next to a garden with enough land to plant your preferred trees. The home also has upgraded lighting, a laundry room with additional storage, and a utility sink. Watergrass Elementary School is inside a neighborhood, Brand New Charter Schools right outside of the neighborhood have Excellent locations, close to Great Schools, Pasco Hernando Jr College, Saint Leo University, AdventHealth Hospitals, BayCare Hospital, Florida Medical Clinic, Wire Grass Mall There is a basketball court and playground under 1/4 mile from your front door. There is an additional dog park, and 3 community pools. Your new home is right down the road from one of only a few world-famous Crystal lagoons. Enjoy acres of emerald blue water, sand beaches, paddle boarding, slides, restaurants, bars, etc. Wesley Chapel is the newest hot growth area, just 30 min north of Tampa. The exclusive Watergrass community is 5-10 minutes from schools, shopping, dining, outlet mall, movie theater, ice skating, etc. And just under an hour to downtown Tampa and Tampa International Airport.
Source: STELLAR #t3519915
Source: STELLAR #t3519915
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3519915
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.