3420 Lacrosse Ct, Woodbridge, VA 22193
4 beds · 4 baths · 2,566 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This charming home, located at the end of a quiet cul-de-sac in the desirable Beau Ridge Community, offers spacious living with four bedrooms, three full bathrooms, and a two-car garage. The primary bedroom is a serene retreat, featuring an en suite bathroom with a soaking tub, shower, and a walk-in closet. The three additional bedrooms are generously sized, and the hallway bathroom has been beautifully renovated with modern upgrades. The upper level boasts LVP flooring throughout. On the main level, the kitchen is equipped with stainless steel appliances (only five years old), black granite countertops, a marble backsplash, and a pantry with a charming farm door. It also includes an oven with a convection option. The kitchen opens up to a deck and a fully fenced-in backyard, ideal for entertaining or relaxing outdoors. The family room features hardwood floors and a cozy gas fireplace, while the living room and dining room provide ample space for gatherings. The main level also includes a convenient laundry room and a half bathroom. The basement offers additional living space with a full bathroom, a recreation room, and a large storage and utility room. Recent upgrades to the home include a French drain system in the backyard, an updated gas fireplace in the living room (2023), a full home plumbing upgrade to PVC piping (2024), and tinted front windows (2024). Home is Conveniently situated near Route 1 and I-95, making this perfect for commuters. Multiple shopping, dining and recreation areas nearby to include Potomac Mills Mall, Stonebridge, the Neabsco Boardwalk, and more! Do not miss this opportunity to call this home yours!
Source: BRIGHT #VAPW2089662
Source: BRIGHT #VAPW2089662
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.