3411 Massey Pond Trl, Raleigh, NC 27616
4 beds · 3 baths · 2,443 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Ask about closing cost credit with preferred lender! Welcome to this beautifully maintained home tucked away on a private cul-de-sac lot with serene pond views. From the moment you arrive, you'll appreciate the peaceful setting and thoughtful updates. Step inside to brand new LVP flooring throughout the main level (2025), complemented by fresh interior paint and a new HVAC and tankless water heater (2024) for modern comfort and efficiency. The layout offers the perfect balance of function and flow. Just off the entry, you'll find an enclosed office with French doors and a formal dining room. As you move toward the back of the home, the space opens up into a bright and airy kitchen, casual dining area, and large living room with fireplace—all seamlessly connected and ideal for everyday living and entertaining. The kitchen has plenty of prep and gathering space and features granite countertops, a center island, and high end appliances including a gas range . Upstairs, the Primary Suite is a true retreat—featuring peaceful pond views, two large walk-in closets, and a spacious en suite with dual vanities, a soaking tub, and separate shower. Three additional bedrooms, a full bath, and a large laundry room with custom-built storage complete the second floor. Outside, enjoy the quiet privacy of your backyard with uninterrupted pond views, ideal for morning coffee or sunset evenings. A two-car garage and spacious driveway offer plenty of parking space. Located in the established, highly desirable neighborhood of Massey Preserve with a community pool, multiple playgrounds, and a brand new shopping center (with Publix) opening nearby, this home truly has it all.
Source: TRIANGLEMLS #10090659
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: TRIANGLEMLS #10090659
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.