3410 Groveton St, Alexandria, VA 22306
3 beds · 3 baths · 2,758 sqft
Welcome to this stunning single-family home that has it all! Gleaming hardwood floors flow throughout, leading you into the formal living area and into the beautifully updated kitchen, featuring white cabinets, a stylish backsplash, and stainless steel appliances. Overlooking the kitchen, the dining area is further enhanced by a striking stone fireplace and accent wall, adding warmth and character to the space. The expansive family room is the heart of the home—perfect for both relaxation and entertaining. With its generous size, soaring ceilings, and large windows, this space is bathed in natural light, creating a bright and inviting atmosphere. Whether you're enjoying a cozy movie night, hosting game nights with loved ones, or simply unwinding, this versatile space adapts to your lifestyle. The main level also features a convenient half bath and main level laundry adding ease to your daily routine. The master bedroom is a true retreat with vaulted ceilings and an attached bath, while two additional spacious bedrooms share an updated hallway bath. The upper-level loft, featuring skylights, offers the potential to be a fourth bedroom or an additional lounge area. The lower-level walkout basement is waiting for your personal touch, offering a large rec room and a dedicated home office space—perfect for remote work, a guest suite, or a creative workspace. Step outside to your spacious deck, ideal for outdoor entertaining, and enjoy the huge fenced-in yard, which is maintained with a 10 zone sprinkler system. The long driveway leads to an extra-deep two-car detached garage, which is a rare find! Inside, the garage features built-in shelving and a large, lighted workshop area, making it perfect for storage, hobbies, or DIY projects. Next to the garage, a convenient shed provides additional storage space or can be used as a workshop. This home has been thoughtfully updated, including a tankless hot water heater for efficiency and a roof that is only 5 years old. Located just minutes from Huntington Metro, commuting is a breeze! Plus, you’re just a block away from Lenclair Dog Park, perfect for pet owners. Shopping, dining, and major commuter routes are all nearby, making this the perfect location. Accepting back up offers
Source: BRIGHT #VAFX2228566
Source: BRIGHT #VAFX2228566
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.