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341 Perfect Dr

Daytona Beach, FL 32124

4 beds · 2 baths · 2,014 sqft

$428,000

$2,276/mo with 4% Express Financing

$2,841/mo with 7% bank financing

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About this home

Discover this exceptional 4-bed, 2-bath home in the esteemed LPGA golf community, where you can truly ''live on Perfect Drive!'' Offering maintenance-free living with the HOA covering lawn care and irrigation repairs, this home blends convenience with style. The thoughtfully designed split floor plan features numerous upgrades, including new flooring, modern lighting, updated kitchen cabinets, and stainless steel appliances—all complemented by a built-in coffee bar. Fresh paint enhances the serene water views from the primary bedroom, living areas, and kitchen. Additional features include extra blown-in insulation in the attic for enhanced energy efficiency and a tankless water heater for endless hot water. Enjoy the screened-in back porch with a no-see-um screen, perfect for relaxing outdoors in comfort. As a resident, you'll enjoy resort-style amenities, including a pool, clubhouse, gym, and 36 holes of championship golf. Don't miss this rare opportunity to own a home in such an exclusive setting!

Source: STELLAR #V4937619

2,014 sqft
7,800 sqft
Single Family
Built in 2007

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 18, 2025 07:29 am
Listing provided courtesy of: LPT REALTY, LLC (877) 366-2213
Details provided by STELLAR and may not match the public record.
MLS ID: #V4937619
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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