3408 Waggoner Dr, Belton, TX 76513
4 beds · 3 baths · 2,410 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home, where sophistication meets functionality in Belton's vibrant community! This newly listed, exceptional 4-bedroom, 3-bathroom house offers an impressive 2,410 square feet of elegantly designed space that caters to both comfort and style. Step inside to discover an open floor plan that invites both lively gatherings and quiet evenings. The kitchen, a chef's delight, features granite countertops and a layout that makes cooking a pleasure rather than a chore. The living room, anchored by a cozy fireplace, promises warmth and relaxation throughout the seasons. Retreat to the privacy of the spacious primary bedroom, complete with walk-in closets and an expansive bathroom that feels more like a spa. Each bedroom boasts meticulous craftsmanship and thoughtful details, ensuring every member of the family feels right at home. Recent upgrades elevate the home even further: enjoy a newly screened-in back porch with overhead fans, creating a breezy, comfortable space for outdoor relaxation or entertaining. In the garage, a 30-amp, 240V outlet has been installed for electric vehicle charging—perfect for the modern, eco-conscious homeowner. Outside your door, the charms of Belton await. Lakeview Park, just a stone's throw away, offers serene lake views and plentiful green spaces for outdoor enjoyment. Belton Middle School guarantees a short commute for the kids and peace of mind for you. Additionally, the joy of a spontaneous picnic or a leisurely afternoon is just minutes away at Liberty Park. Whether you're entertaining, relaxing, or simply living your everyday life, this home is equipped to provide the perfect backdrop. Your new chapter starts here—where every detail adds up to an extraordinary living experience!
Source: CENTRALTEXAS #569194
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALTEXAS #569194
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.