3408 Littlestone Ct, Fayetteville, NC 28311
3 beds · 3 baths · 1,558 sqft
Don't miss your opportunity to snatch up this wonderful 2 story home in a great location. 3 bedrooms 2 full baths and 1 half bath. This home includes a formal living room/office space, Kitchen with stainless steel appliances, Family room with attached dining area and fireplace, and a half bath and laundry area downstairs. Upstairs you will find the master suite including private bath with vanity bar and a walk-in closet, 2 other bedrooms, and a hall bath as well as linen closet. Utility storage room with water heater accessible from exterior of home. Whole house water filtration and treatment system included. Detached storage building in the yard. Covered front porch and a deck on the rear of home. Spacious backyard is fenced in, allowing plenty of room for entertaining and play. Home is situated on a corner lot at the opening of a cul-de-sac. Home is priced to sell in as-is condition. Come Take a Look and Fall In Love Today!
Source: TRIANGLEMLS #LP735361
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #LP735361
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #LP735361
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.