3407 King George Ln
Seffner, FL 33584
3 beds · 2 baths · 1,716 sqft
$379,999
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***NO HOA or CDD FEE*** Enjoy the freedom with this charming 3-Bedroom, 2-Bath Pool home (above ground) , Situated on a Large Oversized LOT 0.28-acre lot in the highly sought after Kingsway Downs. This solid block, single-story home has been thoughtfully updated for comfort and style. Recent upgrades include a Newer Electric Panel and Water Heater (2022), a 4-year-old AC system, and fresh interior paint. The split-bedroom floor plan offers privacy, while the enclosed Florida room—now under A/C—adds versatile living space. The kitchen is a standout, boasting newer appliances, ample cabinetry, and extra storage beneath the breakfast bar. Additional upgrades include, thermopane windows throughout much of the home, and re-plumbing through the attic. Discover this charming three-bedroom, two-bath home featuring a spacious Florida room surrounded by windows. Bask in the sunshine that fills the room all day, offering stunning views of both sunrise and sunset. Enjoy the lush outdoors with fruit trees—orange, lemon, and pomegranate—and relax by the above-ground pool. The neighborhood is peaceful, with friendly neighbors and a nearby elementary school, YMCA and Publix all in walking distance. The garden boasts a fragrant gardenia bush and a lemon tree that fill the air with delightful scents. This year, the home has seen many updates, including new flooring and carpet throughout, a new washer and dryer, a new fridge, a new dishwasher, and new toilets in both bathrooms. Additionally, a whole-house fan in the attic ensures fresh, clean air throughout the home. It's the perfect serene abode for any family This home's location is hard to beat—close to shopping, the N. Brandon Sports Complex, the N. Brandon YMCA, and Seffner Elementary School.
Source: STELLAR #TB8326359
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.