3407 King George Ln, Seffner, FL 33584
3 beds · 2 baths · 1,716 sqft
Charming 3-Bedroom, 2-Bath Pool Home in Kingsway Downs. Situated on a spacious 0.28-acre lot, this solid block, single-story home has been thoughtfully updated for comfort and style. Recent upgrades include a new electric panel and water heater (2022), a 4-year-old AC system, and fresh interior paint. The split-bedroom floor plan offers privacy, while the enclosed Florida room—now under A/C—adds versatile living space. The kitchen is a standout, boasting newer appliances, ample cabinetry, and extra storage beneath the breakfast bar. Additional upgrades include a newer roof, thermopane windows throughout much of the home, and re-plumbing through the attic. Discover this charming three-bedroom, two-bath home featuring a spacious Florida room surrounded by windows. Bask in the sunshine that fills the room all day, offering stunning views of both sunrise and sunset. Enjoy the lush outdoors with fruit trees—orange, lemon, and pomegranate—and relax by the above-ground pool. The neighborhood is peaceful, with friendly neighbors and a nearby elementary school, YMCA and Publix all in walking distance. The garden boasts a fragrant gardenia bush and a lemon tree that fill the air with delightful scents. This year, the home has seen many updates, including new flooring and carpet throughout, a new washer and dryer, a new fridge, a new dishwasher, and new toilets in both bathrooms. Additionally, a whole-house fan in the attic ensures fresh, clean air throughout the home. It's the perfect serene abode for any family This home's location is hard to beat—close to shopping, the N. Brandon Sports Complex, the N. Brandon YMCA, and Seffner Elementary School. Plus, enjoy the freedom of no HOA or CDD fees!
Source: STELLAR #tb8326359
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326359
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326359
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.