340 Wildhorse Crk, Buda, TX 78610
3 beds · 3 baths · sqft
Live your best life in this gorgeously updated home in Whispering Hollow, located in West Buda. High-end from top to bottom, some of the luxurious finishes you’ll find: •Updated flooring throughout- wood look ceramic tile downstairs, Engineered Birch hardwood upstairs, new tile in each upstairs bath. • Kitchen cabinets painted, and custom hardware added (2023) • Custom quartz countertops• Subway tile backsplash• Stainless whirlpool microwave • Stainless Whirlpool gas stove w/ double oven • Stainless GE dishwasher • Phillips Hue LED smart lighting throughout home • West Elm light fixtures throughout • West Elm & CB2 bathroom hardware throughout • Custom barn door to utility room• 5” Craftsman style baseboards throughout and updated trim around doors •Custom vanity in master bath (Room & Board) •Fanimation “Spitfire” ceiling fans in living room, upstairs game room, and primary suite • Water softener and whole house filtration system installed (Nov. 2021) • Honeywell smart thermostats • Exterior hardi-plank caulked/painted in 2020 • Window sills replaced • Backyard patio/landscaping summer 2024 • A/C unit upgraded/serviced in July 2024 • Water heater winter 2023 • Dedicated electric car charging port in garage. Elm Grove Elementary is just behind this home, a short walk to/from (and no neighbors behind you after school lets out!) • Quiet cul-de-sac street • Parks & Playgrounds close by!
Source: ACTRIS #6842178
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #6842178
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6842178
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.