33953 Terragona Dr, Sorrento, FL 32776
4 beds · 3 baths · 2,692 sqft
Tucked away in the gated community of Sorrento Hills, you will find this beautiful 4-bedroom/3-bath home with direct golf frontage on Eagle Dunes Golf Course. This stunning home sits on a spacious corner lot and its recently painted exterior gives it fantastic curb appeal. Inside you will find a spacious floor plan featuring 2,692 sq. ft and high ceilings and windows letting in plenty of natural light and opening to the second floor. As you enter the home you will step into the great room which offers space for formal living and dining and has beautiful laminate wood flooring. The kitchen and living room are at the back of the home and showcase expansive golf course views. The kitchen has beautiful wood plank ceilings giving it a modern look, maple cabinetry with crown molding, and beautiful granite countertops including a kitchen island. A decorative tile backsplash accents the kitchen featuring stainless steel appliance and a NEW microwave and NEW Bosch dishwasher, and a breakfast nook gives space for casual dining. Glass doors from the living room lead to a covered patio with decorative wood ceilings, a perfect place for a grill or easily converted to a screened lanai. A private wing near the living room leads to a guest bedroom, guest bath, and laundry room. This wing is perfect for guests and allows plenty of privacy. Upstairs, enjoy a HUGE bonus room that can be utilized as a second living room, playroom, game room, and more. Double doors lead to the upstairs owner’s suite with ample space and gorgeous views of the golf course. The adjoining master bath features dual vanities, a large walk-in closet, a corner garden tub with tranquil views, and a walk-in shower. Two more bedrooms and a guest bath complete the second floor.Located in FLOOD ZONE X home has NO hurricane damage. Home has a NEW ROOF from 2023 and NEW HVAC replaced in 2022! Enjoy all of the fantastic community amenities that Sorrento Hills has to offer including an amenity center with a community pool and clubhouse, fitness center, tennis courts, playground, and beautiful Eagle Dunes Golf Course. Close to grocery stores and conveniently located close to the 429 for an easy commute. Call today to see for yourself!
Source: STELLAR #a4610304
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4610304
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4610304
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.