1 of 45
$307,990 SIGNIN

Sign in to see required down payment for the 2.71% rate

338 Oak Leaf Pl, Acworth, GA 30102

3 beds · 3 baths · 1,518 sqft

NO RENT RESTRICTIONS - LOW HOA - LOW MAINTENANCE - UPGRADES GALORE! Welcome to this beautifully renovated townhome, where modern comfort meets sophisticated design. From the moment you step inside, you'll appreciate the meticulous updates throughout, making this home a true standout. The heart of the home features an upgraded kitchen, complete with sleek granite countertops, a breakfast bar at the island, and brand-new LG smart kitchen appliances—perfect for both cooking and entertaining. The open-concept design flows effortlessly into the spacious living area, highlighted by an electric fireplace that adds warmth and ambiance. Upstairs, you'll find plush new carpeting throughout, creating a cozy retreat. The master suite offers a luxurious double walk-in shower with a rain showerhead, designed to offer a spa-like experience. Additional features in the master bathroom include elegant finishes that complement the overall modern aesthetic. This home is designed for year-round comfort with a two-zone Trane HVAC system and all-new aluminum ductwork, ensuring optimal climate control. The Aprilaire whole-house ventilation clean air system provides enhanced air quality throughout, perfect for those who appreciate a fresh, clean home environment. Attention to detail continues with the installation of new double-pane windows and a patio door featuring built-in interior blinds and heat shield glass with multiple layers of highly reflective silver—ideal for energy efficiency and privacy. You'll love the new front door, which showcases etched decorative glass, adding curb appeal. The garage has also been updated with a new door and smart opener, offering convenience and security. Step outside to enjoy the extra-wide concrete patio, ideal for outdoor dining or simply relaxing. With all new paint, LVP flooring on the lower level, and ceiling fans in every room, this home is a perfect blend of style, functionality, and energy efficiency. Plus, with a brand-new water heater, you'll have peace of mind knowing this home is move-in ready. Super convenient location off Hwy 92, between I-75 and I-575, bordering Acworth and Woodstock. Don’t miss the chance to make this stunning townhome your own—schedule a showing today!

Estimated
Seller's interest rate
2.71%
7%
Estimated
Monthly payment

$948
$1,207
You may also save up to $79,966 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,207 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
2.71%
Remaining term
25 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$948
Principal & interest
$467
Mortgage insurance
$81
Property taxes
$59
Home insurance
$164
HOA fees
$176
Utilities
Not included

Source: Public records

Home details
Size
1,518 sqft
Lot size
0.06 acres
Year built
2005
Type
Townhouse
HOA dues
$176.00

Source: FMLS #7553775

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 05:45 pm
Listing agent: Cindy Moran
Listing provided courtesy of: Fathom Realty GA, LLC (888) 455-6040
Details provided by FMLS and may not match the public record.
MLS ID: #7553775
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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