3371 Vandiver Dr, Marietta, GA 30066
3 beds · 2 baths · 1,492 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Experience comfort and convenience in this beautifully maintained 4- sided brick, split-level home nestled in the serene neighborhood of Marietta, with access to the coveted Cobb County School District. This delightful property offers a perfect blend of charm and functionality spread across its spacious layout. Upon entering the home, you are welcomed into a versatile space that can be transformed into a formal living room or an elegant dining room, setting the stage for memorable gatherings. Progress into the heart of the home, where the family room invites relaxation with its cozy fireplace, creating a warm, inviting atmosphere. The galley kitchen, a culinary dream, is outfitted with modern stainless-steel appliances, stone countertops, and a quaint breakfast area featuring a charming window seat-an ideal nook for morning coffees or casual dining. Upstairs, the residence boasts three well-appointed bedrooms and two full bathrooms. The master suite is especially noteworthy, equipped with a shower, providing a private escape after a long day. Beautiful hardwood flooring throughout the home which has recently been refinished, adds a touch of elegance and ease of maintenance. Venture outside to the expansive deck overlooking the private, fenced, and wooded backyard-an enchanting retreat perfect for outdoor entertainment or peaceful solitude. Additional features include an unfinished basement that houses laundry facilities and offers ample storage space, along with two separate garages, ensuring plenty of room for vehicles and tools. Situated in a quiet, friendly community and just a short distance from excellent schools, shopping, dining, and recreational venues, this home is a gem waiting to be claimed. Don't miss your chance to own this lovely home at 3371 Vandiver Dr, where every detail contributes to a welcoming and comfortable lifestyle. Schedule your viewing today and see why this opportunity won't last long!
Source: GAMLS #10285109
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10285109
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.