337 Merin Height Rd, Jacksonville, NC 28546
4 beds · 4 baths · 3,020 sqft
Summer movers here is your chance for the perfect home! Welcome to this beautiful Carolina Plantations 4 bed/3.5 bath home. Located just minutes from the city limits of Jacksonville with no city taxes. As you enter the home you are immediately greeted by the two-story foyer. To your left you will find a versatile space that could be used as an office space, a playroom, or a formal living room depending on your family's needs. Across the foyer you'll find the spacious formal dining room that features a coffered ceilings and elegant molding. As you continue toward the back of the house, find your open & spacious kitchen with an abundance of cabinet space, stainless steel appliances, granite counter tops ,recessed lighting and a pantry. The peninsula has attractive pendant lighting above it and room for seating for 4. Between the kitchen and great room is a matching bar with counterspace and a wine rack. The great room features an electric fireplace boarded by built in book shelves. A half bath at the end of the hall completes the lower level of the home. Upstairs you will find the large master bedroom complete with a trey ceiling and private sitting area. The oversized master bath features a soaking tub, stand up shower, linen closet and two full vanities with plenty of storage underneath. The huge walk-in closet has all the storage space you have been looking for! Down the hall there is an extra bedroom with private bath which would be perfect for a guest suite. Two more bedrooms, a full bathroom, and the laundry room round out the living space upstairs. Outside you will find a large backyard complete with covered patio and fencing. This home is in great subdivision that has a neighborhood playground moments away on bike or foot. Conveniently located to Jacksonville's shopping and dining and an easy commute to Camp Lejeune or the New River Air Station. Only reason this fine home is for sale is because duty calls elsewhere.
Source: NORTHCAROLINAREGIONAL #100497529
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100497529
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.