3369 Tuscan Ridge Dr, Snellville, GA 30039
5 beds · 4 baths · 3,489 sqft
A wonderfully maintained and inviting home with soaring ceilings, beautiful trim and a perfect versatile plan to meet all your needs. Cul-de-sac lot and inviting front covered porch welcomes you as you walk into this home. Two story foyer with beautiful turned staircase opens to a formal living room and formal dining room that meets all your entertainment needs. Lovely coffered ceiling in the banquet sized dining room that opens to kitchen with stained cabinets, stainless steel appliances, granite countertops and tile backsplash. Work space island with breakfast bar and a sunny breakfast area overlooking a gorgeous private backyard. Kitchen opens into the family room with built in bookcases and fireplace. Bedroom and full bath also on the main level make a great office, playroom as well. Upstairs are four bedrooms with oversized owners retreat with sitting area, both with trey ceilings, luxury bath with separate shower and soaking tub. Private bedroom and bath are oversized with a soaring vaulted ceiling and could serve as a second master bedroom. The additional 2 bedrooms with vaulted ceilings share a large bathroom. Unfinished full daylight basement offers tons of expansion. Amazing oversized deck that is a total renovation with trex , stairs that lead to an oversized patio AND an amazing yard with play area, raised garden and backs to private woods where you might see a family of deer! Great location for commute, close to schools and shopping. Close to county parks and downtown Snellville!
Source: GAMLS #10402256
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10402256
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10402256
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.