3366 Tavern Oaks St, San Antonio, TX 78247
4 beds · 3 baths · 2,437 sqft sqft
Welcome to this charming two-story home, where elegance meets comfort in a unique floor plan bathed in natural light. As you step inside, you'll immediately notice the thoughtfully designed kitchen, equipped with a built-in oven, electric cooktop, and ample storage space. Enjoy your morning coffee in the cozy breakfast nook or host dinners in the separate dining room. The living room is the heart of the home, featuring cathedral/vaulted ceilings, an open and airy ambiance, and a welcoming fireplace that promises cozy evenings. The main level boasts a serene primary bedroom complete with a beautifully finished pebble stone fireplace and an en suite bathroom. Upstairs, you'll find three additional spacious bedrooms, each designed with comfort in mind. The entire guest bathroom has been fully renovated, adding a touch of modern luxury to the home.The charm extends beyond the home into the neighborhood, which is adorned with mature trees, sidewalks, and friendly neighbors. You'll love the duck pond with its picturesque gazebo and the little free neighborhood library. The voluntary yet active HOA ensures a vibrant community with several markets and special holiday events at the duck pond throughout the year, perfect for making lasting connections with your neighbors. Recent renovations include adding hardwood floors to the primary bedroom, replacing the old ranch-style fence with a modern, safer design, repairing the backyard stairs and adding a playscape, and finishing out a previously converted garage into a large bedroom with a walk-in closet. Additional updates include a new coat closet at the front entry, an extra storage closet off the utility room, and new AC and blower units along with a new hot water heater. This home truly offers a blend of charm, comfort, and modern convenience, making it a perfect haven for its new owners. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: SABOR #1792577
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1792577
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1792577
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.