3364 BARBOUR TRL, Odessa, FL 33556
Nestled within Tampa’s prestigious Starkey Ranch community, this spectacular 6-bedroom, 7-bathroom custom estate epitomizes elegance, sophistication, and modern comfort. With over $900,000 in high-end upgrades! Stunning double front entry, adorned with full-light deco glass and automated locks, and a soaring 20-foot ceiling in the grand foyer. The attention to detail is immediately apparent, from the upgraded herringbone paver driveway and walk to the charming front porch. Open-concept great room seamlessly connects to formal and casual dining areas, creating the perfect flow for entertaining. Custom tray ceilings, designer-selected statement lighting, and custom window treatments add a touch of luxury throughout. The gourmet kitchen is a chef’s dream, boasting a top-of-the-line Sub-Zero refrigerator (2022), a 6-burner chef’s gas cooktop, soft-close custom cabinetry extending to the ceiling with glass and custom lighting, and luxurious quartz countertops. The kitchen features a Kohler front apron sink, a wine refrigerator (2022), a microwave drawer, and a massive entertainer’s island with knee-wall cabinetry. The butler’s pantry and custom walk-in pantry with chevron marble backsplash adds functionality and elegance, making this space as practical as stunning. The main-floor suite is a private retreat featuring two custom walk-in closets with shelving, lighting, and display cabinetry. The luxurious ensuite bathroom offers a rain shower, handheld shower, wall-mounted showerhead, designer tile to the ceiling, and a Whirlpool tub. Additional features include sound insulation, an electric fireplace with built-in cabinetry and ledger stone accents, surround sound, and sliding doors that lead directly to the lanai. The second suite is located upstairs, offering privacy and comfort for guests or family members. Jack-and-Jill bedrooms, a loft, and an oversized movie/game room with access to a balcony make the upper level an entertainer’s dream. With solid oak hardwood stairs, 5-inch plank wood flooring, and new luxury carpet in the movie room, every detail has been considered. Step outside to your expansive covered lanai, featuring a saltwater pool, spa with infinity spillover, two fire bowls, and a sun shelf with bubblers. Shell stone pavers surround the oversized pool deck, and the pool features LED lighting, a new variable speed pump, and a PebbleTec finish. Pre-wired for outdoor TV and equipped for a future outdoor kitchen, this space is perfect for hosting or relaxing in style. The exterior pool bath was a custom selection. This home is loaded with intelligent technology, including surround sound in the great room, pool deck, ceiling, automated switches, and dimmers controlled with a central hub. HVAC system features a Platinum 15 SEER Carrier system, UV lights, an Infinity Air Purifier, a whole-home dehumidifier (2022), and sealed air ducts (2022). The home also includes a built-in central vacuum with ports throughout, hurricane shutters, three electrical panels, an extra-large laundry room with Electrolux washer and dryer. Situated on a 75’ wide by 200’ deep oversized homesite, this property offers 0.32 acres of beautifully landscaped grounds and views of the 18,000-acre JB Starkey Wilderness Preserve. 6-foot black aluminum fence Starkey Ranch is renowned for its 22 miles of trails, excellent schools, and world-class amenities, including parks, pools, and playgrounds. 3 year warranty provided! VIRTUAL TOUR: https://bit.ly/3364BARBOUR
You may be able to put down less than the total down payment amount of $234,032 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7867852
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.