336 Alicante Ct, Davenport, FL 33837
2 beds · 2 baths · 1,894 sqft
Welcome home to Del Webb Orlando, truly exceptional 55+ resort-style living located in the gated golf club community of Ridgewood Lakes. Convenient to shopping, Advent Hospital, restaurants, theme parks, the airport, and just a little over an hour drive to some of the world’s most beautiful beaches! Check out the motion picture Video of the Del Webb Orlando community! Every once in a while, a home hits the market that has those special features you have been waiting for...at a great price. Your wait is over! Situated in one of the most desirable locations in the neighborhood, this premium low traffic lot is located close to the Montecito Clubhouse Pool, amenities and activities. You'll love the thoughtful "one level living" design of this gorgeous 2 bed 2 bath plus flex room with over so many upgrades! Guests will appreciate the split bedroom and bath concept for ultimate privacy. Huge Gathering Room open to the Dining room and Kitchen with roll-out drawers and a huge grand granite island perfect for hosting large gatherings. Spacious primary ensuite with tiled walk-in shower, granite countertops with double sinks and walk in closet. Ceramic Tile and LPV flooring, NO CARPET! Airy 9 ft soaring ceilings throughout. Did someone say UPGRADES? NEW HVAC 2023, GENERAC WHOLE HOUSE GENERATOR, & CROWN MOLDING! Ready to GO GREEN? Energy efficiency is already in place equipped with PRE PAID SOLAR PANELS at a HUGE SAVINGS to the buyer. Home also has " upgraded energy package" for additional savings. Love the outdoors? It's bird-watching galore from your ample covered, screened lanai with an additional expanded lanai to let the sunshine in. Sip your favorite coffee drink and relish in the beauty of your private backyard complete with majestic oak trees draped in beautiful spanish moss. Reclaimed water, NO CDD! Bringing a furry friend? He/she will love running and playing with neighborhood friends at the dog park with thoughtful fenced separation between large and small pooches. Complete with doggie water station! Amenities await you at the 30K sq ft Montecito Clubhouse state-of-the-art facility featuring fitness center with indoor walking track, ballroom, craft rooms, resort style outdoor pool, indoor pool and hot tubs. Stop in at La Tapenade Tavern for a quick bite and your favorite beverage. Live music, Karaoke, Trivia and Bingo Wed - Sat. Need more exercise? Give Pickleball, shuffleboard, tennis, bocce ball or basketball a try. Take a dance or aerobics class in our Dance/Aerobics Studio. Walk along one of the many picturesque walking paths along the beautiful lakes or try your luck at hooking a fish on the fishing dock. Just minutes to shopping centers, medical facilities, hospitals, DISNEYWORLD, UNIVERSAL STUDIOS, and Legoland. 1.5 hours to the Atlantic Coast, and gulf coast and driving distance to cruise ports. 24/7 Guarded Gate Access. Call today to schedule your private showing
Source: STELLAR #S5117243
Financials
Source: Public records
Source: STELLAR #S5117243
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.